Take the lead with your custom Buy Now Pay Later solution

Terms.Tech helps your clients scale faster and gives you a powerful sales tool. Expand your offering today with a fully customised Buy Now Pay Later solution.

Buy Now Pay Later

Trusted partner of ambitious players

Deliver BNPL to your customers in the best way

Terms.Tech is the missing piece in your suite of payment services.Our white label buy now pay later service quickly and easily complements your current offerings.Add B2B buy now pay later to your payment options. Grow your sales and improve the cash flow of your customers.

Expand your payment portfolio

Terms.Tech helps payment service providers create BNPL solutions without inefficient overlaps or redundant components. It runs on your rails, aligns with your brand and delivers an experience that matches your values.

Terms.Tech is the missing piece in your suite of payment services.

A powerful payment option with a simple integration

Our solution seamlessly connects with your existing ecosystem. You select the payment terms modules that meet your needs and we provide easy-to-integrate REST APIs.

Our white label buy now pay later service quickly and easily complements your current offerings.

Make your BNPL solution 100% you

Apply your own branding to your BNPL solution and create the best user experience together with our workflow consultants.

Add B2B buy now pay later to your payment options. Grow your sales and improve the cash flow of your customers.

Why payment service providers choose Terms.Tech

Developing your own BNPL solution isn't easy. That's why others rely on Terms.Tech. Whether it's a user-friendly design with an easy integration or a sophisticated solution for complex business models, our professional services team will help you realise your objectives.

Integrate BNPL without the risk

Terms.Tech takes the uncertainty away for you and your business customers. We give suppliers and merchants fast access to their funds while managing the risk of non-payment from buyers.

Liquidity & Payment Terms

Terms.Tech provides the funds for your BNPL transactions. Our modular construction allow you to create solutions tailored to your customer's needs.

Pay in 30 / 60 / x

Pay in 3x or 4x

Recurring Payments

Subscriptions

Underwriting

Our credit risk algorithms combine extensive 3rd party data with historical performance data to ensure we don't miss opportunities.

Our automated decision-making grants up to 70.000 euros. Manual underwriting is available for transactions up to 200.000 euros.

Machine Learning

Credit Risk Reports

Customer Performance History

Non-Traditional Data Assessment

Risk Management & Collections

Terms.Tech is liable for losses due to non-payment. We apply a customer-friendly approach to early-stage collections and partner with a trusted 3rd party for later-stage collections.

In addition to managing credit risk, we survey and protect your customers against fraud risks. Our team applies advanced analytics and real-time decisioning to maintain a trusted ecosystem.

Buy Now 
Use It
Resell It
Integrate It
Celebrate
Pay Later for B2B
Our modular architecture and REST APIs make it easy for your to design and integrate your chosen TERMS.tech construction. We will provide you with business friendly integration guides alongside our developers API documentation page to help your customers smoothly launch their BNPL solution.

Your team and users will love it

Our workflow consultants are experts in creating elegant and effective solutions for complex business models and architecture.

REST APIs & Developer Support

Design and integrate your chosen Terms.Tech construction in no time.

Back Office Platform & User Portal

Give your customers an overview of their BNPL orders.

Our modular architecture and REST APIs make it easy for your to design and integrate your chosen TERMS.tech construction. We will provide you with business friendly integration guides alongside our developers API documentation page to help your customers smoothly launch their BNPL solution.

Your team and users will love it

Our workflow consultants are experts in creating elegant and effective solutions for complex business models and architecture.

REST APIs & Developer Support

Design and integrate your chosen Terms.Tech construction in no time.

Back Office Platform & User Portal

Give your customers an overview of their BNPL orders.

Integrate while keeping your own brand & vision

Thanks to our white-label solution, your BNPL customer experience aligns with your brand identity and values.

We work hard to ensure your BNPL customer experience aligns with your brand identity and your values. 

Our team will walk you through the customer journey and co-create the user experience that meets your needs. This includes customized communications for your end users: emails, guides and customer facing interfaces.

Become our partner

Terms.Tech has an extensive network of business partners. They benefit from a vibrant community of consultants, integrators and orchestrators who sell Terms.Tech.

A smooth flow from start to finish

Discover how we transform your unique preferences and requirements into a customer-friendly, easy-to-integrate product.

01

Paint your vision of BNPL

We discuss your ideal customer journey and the BNPL payment features you want to offer your customers.

Create the perfect flow

Based on your requirements, our workflow experts will map the ideal integration between your technology and our solutions.

02
03

Develop together with us

We provide you with the support needed to integrate our solution.

Boost your business

Terms.Tech provides your sales team with the information and marketing suggestions they need to sell your new BNPL solution effectively.

04
01

Paint your vision of BNPL

We discuss your ideal customer journey and the BNPL payment features you want to offer your customers.

02

Create the perfect flow

Based on your requirements, our workflow experts will map the ideal integration between your technology and our solutions.

03

Develop together with us

We provide you with the support needed to integrate our solution.

04

Boost your business

Terms.Tech provides your sales team with the information and marketing suggestions they need to sell your new BNPL solution effectively.

“At Digiteal, we love European solutions. With Terms.Tech, we found the perfect B2B BNPL solution to enable European e-commerces and marketplaces to improve the cash flow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”

Cédric Nève

Founder and CEO Digiteal

“At Digiteal, we love European solutions. With Terms.Tech, we found the perfect B2B BNPL solution to enable european e-commerces and marketplaces to improve the cashflow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”

Cédric Nève

Founder and CEO Digiteal

“At Digiteal, we love European solutions. With Terms.tech, we found the perfect B2B BNPL solution to enable european e-commerces and marketplaces to improve the cashflow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”

Cédric Nève

Founder and CEO Digiteal

“At Digiteal, we love European solutions. With Terms.tech, we found the perfect B2B BNPL solution to enable european e-commerces and marketplaces to improve the cashflow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”

Cédric Nève

Founder and CEO Digiteal

“At Digiteal, we love European solutions. With Terms.tech, we found the perfect B2B BNPL solution to enable european e-commerces and marketplaces to improve the cashflow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”