payment terms solutions for payment providers is
the missing piece for
B2B payments

Get ready for B2B
Payment Service providers

Stand out with
B2B eCommerce

Plug, play and earn

We are not a regular financing provider. We are the world's first solution making payment providers ready for B2B. It took years to engineer, but you can integrate in a few days.

Grow sales and margins

We enable payment terms for your B2B eCommerce merchants, and for your B2B platform customers and marketplaces. We handle all the heavy lifting, so you can conquer the B2B market.

Upgrade your onboarding

KYB and fraud prevention are critical success factors when you start addressing the B2B market opportunities. With our white label solutions, you leverage our best practices and stay safe.

It's that easy,
let's have a chat!

Do you want to talk with one of our experts in
B2B payments? We're here to help!

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TERMS for Food

As a sector particularly vulnerable to seasonal changes in activity, foodservice has a lot to gain from the flexibility provided by
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TERMS for Construction

Construction contractors typically purchase their material long before their own invoices get paid. reduces the treasury gap.

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TERMS for Tradesmen

For independant tradesmen who may not know when the next job will come, serves as a safety net.

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TERMS for all industries

The availability of trade credit has been shown to have a positive impact on the success and profitability of small and medium-sized companies of all sectors. Yet for many entrepreneurs, cumbersome and paper-heavy processes are a barrier to access this type of financing. is the hassle-free solution your B2B marketplace clients have been waiting for.

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They love us already

The added service our customers had been waiting for.

"We have seen various marketplaces implementing, and the effect on their customers' satisfaction levels is extremely positive. In many cases, it seems like extended payment terms were the added service customers had been waiting for."

Geert B.
Marketplace expert

I love how easy it was to integrate, and how quickly it
showed results.

"Once we had agreed on the terms and conditions, put us in touch with Marjory, which installed and activated the service on our marketplace in a matter of days. Since then, we have seen a rise in customer acquisition and in the value of shopping carts."

Anne V.
Marketplace operator

TERMS was instrumental in helping us become a leader in the construction sector.

"Since integrating TERMS, our market share has grown by 10%. Offering B2B payment terms to our customers gave us a competitive advantage and firmly positioned us as the top marketplace in the construction sector."

Youssef R.
Marketplace operator
A win-win for buyers and sellers

How works

Fast credit decisions instantly calculates how much credit a buyer is entitled to, based on their score and past transactions.

Payment fexibility

Payment terms act as a lifeline for small business buyers that need regular supplies but are strapped on cash.

Instant cashflow removes pay-out delays for sellers on the platform, freeing up valuable cashflow.

No commitment

Business customers can choose to opt in or out of the payment terms for each transaction. You provide them with the flexibility they need when they need it.

Paperless process

Buyers no longer need to fill our a paper application and wait several days to get trade credit. With, they receive approval in a few clicks.

Automated repayment

At the end of the payment terms, the pay-in is collected automatically from the buyers' bank account, removing the risk of late payment fees.

About us

Meet the Team

Jana Pullova


After mastering the most complex projects in banking, Jana steers to unlock PSPs' access to B2B trade.

Lode Vermeersch


A recognised asset management and trade credit leader, Lode pioneers a much needed disruption in SME finance.

Adrian Birlogeanu


As a low-code systems craftsman, Adrian reinvents B2B credit technology for the digital age.

Kenneth Van den Bergh


Jan-Pieter is a master in credit modelling. His trail-blazing work for is opening new opportunities for PSPs.

Sorin Urziceanu


A low-code practitioner, and a senior Java developer, Sorin is part of the engineering squad.

Filip Nicolae


Filip has taken QA to new levels, ensuring is the most resilient partner for payment service providers.

Dries Van Nieuwenhuyse


A thought leader in statistics and data science, Dries is a wizard to mix traditional and innovative signals to finance B2B trade.

Younes Ghammad


Jessica is a payment expert, passionate about embedded financial services and its potential for B2B trade.

Dries Timmermans


Mastering compliance challenges, Dries designed as the most user-friendly payment terms solution.

Van Tuan Nguyen


A BPMN expert, Nesrine supports payment service providers to address even the most complex B2B use cases.

Juliette Jolinon

Kit Teng

Kit Teng is a growth wizard. She helps customers to exponentially grow their portfolio of B2B clients.

Christophe Spoerry


A payment and marketplace expert, Christophe helps PSPs to navigate and leverage the B2B trade specificities.

our partners was incubated by AREA42 and is proudly supported by market leading partners.

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