Terms.Tech provides the funds for your BNPL transactions. Our modular construction allow you to create solutions tailored to your customer's needs.
Take the lead with your custom Buy Now Pay Later solution
Terms.Tech helps your clients scale faster and gives you a powerful sales tool. Expand your offering today with a fully customised Buy Now Pay Later solution.
Trusted partner of ambitious players
Deliver BNPL to your customers in the best way
Expand your payment portfolio
Terms.Tech helps payment service providers create BNPL solutions without inefficient overlaps or redundant components. It runs on your rails, aligns with your brand and delivers an experience that matches your values.
A powerful payment option with a simple integration
Our solution seamlessly connects with your existing ecosystem. You select the payment terms modules that meet your needs and we provide easy-to-integrate REST APIs.
Make your BNPL solution 100% you
Apply your own branding to your BNPL solution and create the best user experience together with our workflow consultants.
Why payment service providers choose Terms.Tech
Developing your own BNPL solution isn't easy. That's why others rely on Terms.Tech. Whether it's a user-friendly design with an easy integration or a sophisticated solution for complex business models, our professional services team will help you realise your objectives.
Integrate BNPL without the risk
Terms.Tech takes the uncertainty away for you and your business customers. We give suppliers and merchants fast access to their funds while managing the risk of non-payment from buyers.
Liquidity & Payment Terms
Pay in 30 / 60 / x
Pay in 3x or 4x
Recurring Payments
Subscriptions
Underwriting
Our credit risk algorithms combine extensive 3rd party data with historical performance data to ensure we don't miss opportunities.
Our automated decision-making grants up to 70.000 euros. Manual underwriting is available for transactions up to 200.000 euros.
Machine Learning
Credit Risk Reports
Customer Performance History
Non-Traditional Data Assessment
Risk Management & Collections
Terms.Tech is liable for losses due to non-payment. We apply a customer-friendly approach to early-stage collections and partner with a trusted 3rd party for later-stage collections.
In addition to managing credit risk, we survey and protect your customers against fraud risks. Our team applies advanced analytics and real-time decisioning to maintain a trusted ecosystem.
Integrate while keeping your own brand & vision
Thanks to our white-label solution, your BNPL customer experience aligns with your brand identity and values.
Become our partner
Terms.Tech has an extensive network of business partners. They benefit from a vibrant community of consultants, integrators and orchestrators who sell Terms.Tech.
A smooth flow from start to finish
Discover how we transform your unique preferences and requirements into a customer-friendly, easy-to-integrate product.
01
Paint your vision of BNPL
We discuss your ideal customer journey and the BNPL payment features you want to offer your customers.
Create the perfect flow
Based on your requirements, our workflow experts will map the ideal integration between your technology and our solutions.
02
03
Develop together with us
We provide you with the support needed to integrate our solution.
Boost your business
Terms.Tech provides your sales team with the information and marketing suggestions they need to sell your new BNPL solution effectively.
04
01
Paint your vision of BNPL
We discuss your ideal customer journey and the BNPL payment features you want to offer your customers.
02
Create the perfect flow
Based on your requirements, our workflow experts will map the ideal integration between your technology and our solutions.
03
Develop together with us
We provide you with the support needed to integrate our solution.
04
Boost your business
Terms.Tech provides your sales team with the information and marketing suggestions they need to sell your new BNPL solution effectively.
Cédric Nève
Founder and CEO Digiteal
“At Digiteal, we love European solutions. With Terms.Tech, we found the perfect B2B BNPL solution to enable European e-commerces and marketplaces to improve the cash flow of both buyers and sellers. They are great partners as they find the business process that makes the most sense in every situation.”
